Banking with united offers you a full suite of personal and business products and services, supported by exceptional customer service that meets you where you live.
Its checking account options work for you today and grow with your future, while its CDs boast high interest rates and no monthly fees.
Safety Deposit Boxes
Safe deposit boxes may seem like a relic from an analog age, but they are a popular option among some banking customers. They’re a good way to store important documents, sentimental keepsakes and other valuables in a safe place away from your home.
But before you decide to open a safe deposit box, it’s important to understand the benefits and risks of renting one. It’s also crucial to consider who can access your box and what you should and shouldn’t put in it.
Safety deposit boxes can be rented for a set fee, usually based on the size of the box and how long you want to keep it. The bank will provide you with a key or keys and may require you to sign a lease agreement that spells out your rights and responsibilities, as well as how you can add items to your box.
Direct Deposit
Direct Deposit is a convenient, secure way to receive your wages. When you enroll, your paycheck, pension, Social Security payment or other federal benefits can be deposited directly into your designated bank account.
It’s also a great way to grow your savings by depositing a portion of your check into a savings account. It’s easy to set up – just fill out the Direct Deposit Authorization Form and submit it to your employer.
Using Direct Deposit has numerous benefits for employers and employees alike. It eliminates the risk of paper checks getting lost or stolen and saves time and money on processing payroll and mailing checks.
To get started, request a copy of your employer’s direct deposit signup form or download the Direct Deposit Authorization Form (PDF). Be sure to provide the type of checking or savings account you want to receive funds from, and attach a void check for verification purposes.
Online & Mobile Banking
Online & Mobile Banking is a way to access your bank accounts and manage your money anytime, anywhere. These services allow you to check balances, transfer funds, deposit checks, pay bills, and more – all from the comfort of your home or office.
You can even make payments to friends and family with a few taps. It’s faster, easier, and more secure than writing paper checks.
Banking with united also offers bill pay to help you stay on top of your monthly expenses and account activities. Set up recurring payments to designated payees, and get a reminder when it’s time to pay.
You can also receive alerts when your account reaches or is below a certain balance, an unauthorized purchase occurs, or your card is charged a large amount. These alerts can help you monitor your account activity and take action quickly to protect yourself against fraud.
Zelle
It’s available through our mobile banking app and online banking.
When you send money using Zelle, it’s important to review the recipient’s contact information, the account that the money will be withdrawn from and the amount you are sending. If any of the information is wrong, you may want to cancel the transaction.
It’s also a good idea to use the service with people and small businesses you know and trust. Scammers may take advantage of the quick nature of Zelle transfers to defraud people.
